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It’s more important than ever to invest in gold and other precious metals for retirement. Have you decided that it’s time to initiate a gold IRA rollover in 2022?

Before you can begin, you have to make an important decision. You have to choose the best precious metals IRA company to act as a liaison on your behalf.

Although I’m sharing my top 10 favorites, I actually have 3 companies that I love and recommend for different reasons. My 3-way tie for 1st place includes:

  • Goldco – Best Ratings/Lowest Fees in the Industry
  • Birch Gold – Best Promotions/My First Personal Gold Company
  • Regal Assets –Best For Widest Variety Of Options/Best for Investing in Strictly Bullion Bars and Coins (No Numismatics)

All 3 of these companies are so impressive and they surpass customer expectations. They’re the best precious metals companies in the industry for good reason, as you’ll learn below.

Advantages of Working with My Top 3 Gold IRA Companies

Are you ready to add gold to your investment portfolio? More than likely, you’re looking to hedge your bets against inflation, also known as Bidenflation. Or, maybe you’re sick and tired of risking your wealth due to economic uncertainty, deflation, or something else.

Is anyone surprised that Joe Biden is destroying the economy around the world? You shouldn’t be. He told us that this is exactly what he planned to do if he were to get elected.

Now, every day Americans are scrambling to protect their wealth as best as they can. One surefire way to not only preserve your wealth, but grow its value, is to begin investing in precious metals.

Best 3 Gold IRA Companies

Goldco delivers many advantages to their valued customers as a #1 gold IRA company. Some (but not all) of my favorites include:

  • 5-time INC 500 winner
  • 2021 American Business Awards Company of the Year Award
  • Best Online Ratings
  • Wide variety of premium bullion and
    coins
  • Large selection of collectible coins
  • No fee precious metals buyback
    program
  • Segregated and co-mingled storage
  • LOWEST fee structure in the industry
  • ALWAYS Free shipping
  • Promotions: Receive up to $10,000 or more
    in FREE Silver

Regal Assets is a major player in this space as well. They dominate the field with a wide variety of IRA-approved options. They are my #1 go-to precious metals provider for numerous reasons that include:

  • Strictly sell IRA-approved bullion and coins (no numismatics)
  • No fee precious metals buyback program
  • Offers only segregated stockpiling 
  • Waive their first-year fees
  • Low barrier to entry – $10k minimum investment
  • Availability of both precious metals (Regal Assets) and cryptocurrency (Regal Wallet) under the same legal hat (Regal IRA) – this means you can hold precious metals and cryptocurrency in the same account
  • No account maintenance fees

Birch Gold stands out as a #1 precious metals IRA provider because their customer service team truly cares. I personally do business with Birch Gold and some of the advantages to working with them include:

  • Premium bullion and coins in a wide variety of options
  • Wide Variety of Collectible coins
  • No fee precious metals buyback program
  • ALWAYS Free Shipping
  • Waive their first-year fees
  • My personal gold broker – I trust them with my life!
  • Incredible customer service – Alen Amini walked me through the entire gold buying process from beginning to end. He explained it clearly, concisely, and put my mind at ease
  • Low barrier to entry – $10k minimum investment
  • Promotions: Receive up to $10,000 or more in FREE gold OR silver

You can’t go wrong doing business with Regal Assets, Birch Gold, or Goldco. It doesn’t matter if you’re a high roller, just starting out, or anywhere in between. They have something for every investor looking to protect their wealth from the devastating effects of Bidenflation. 

The 7 Critical Factors Test: How I Evaluate the Top Precious Metals IRA Companies

Finding the best gold IRA company to do business with can be a real pain in the neck if you aren’t prepared. When I first began investing in gold, I didn’t want to make a huge mistake. I didn’t want to choose a company with a bad reputation.

So, I developed my 7 critical factors to evaluate each company by. I’ve used these criteria to evaluate dozens of companies. By the time I was through, I narrowed my list down to my top 10 favorites.

I narrowed it even further to my top 3 all-time favorites. These companies are the best that the precious metals industry has to offer.

How do I judge and evaluate each company? It’s pretty simple. They 7 critical factors include:

1. Online Peer-Reviewed Ratings

Starting with online peer-reviewed ratings is the best way to learn about a gold IRA company quickly. These organizations were designed to keep track of companies just like this. 

They were designed to act as watchdogs and determine which companies are serious and which ones are frauds. They share the following info:

  • Customer complaints – the best peer-reviewed websites provide former customers with a forum to make complaints. Complaints typically range from 12 months to three years.
  • Company rating – the Better Business Bureau and Business Consumer Alliance rate companies based on grades. The BBB grades are A+ to F. The BCA grades are AAA to F. Trustlink uses a 5-star rating system.
  • Customer reviews – these agencies also allow previous customers to review their experience with a particular company. Some customers leave rave reviews while others leave reviews that are less than stellar.

2. Types of Precious Metals: Bullion Coins, Bars, and Rounds

As a gold IRA investor, you’ll invest in gold bullion coins, rounds, and bars. Collectible coins aren’t allowed within a precious metals IRA.

The IRS has specific purity requirements that include:

  • Gold – 99.5% pure
  • Silver – 99.9% pure
  • Platinum – 99.95% pure
  • Palladium – 99.95% pure

During a company evaluation using the 7 critical factors, it’s important to choose a company that follows the requirements of the IRS. Some gold companies sell coins that aren’t eligible for a precious metals IRA, so you must know the difference between the two.

3. Precious Metals Buyback Program

The best gold companies in the industry all want their customers to give them a chance to repurchase precious metals from their customers. Goldco, Regal Assets, and Birch Gold all have stellar buyback programs in place. They repurchase precious metals from their customers at the going rate and do not charge additional fees.

Typically, the #1 gold IRA companies like Regal Assets, Birch Gold, and Goldco also pay their customers within 24 hours of receiving the repurchased products. Remember, these products must be shipped from the depository first, so the companies provide the payout within 24 hours of receiving the shipment.

If you’re considering doing business with another gold IRA company, please inquire whether or not they have a precious metals buyback program. And ask yourself:

  • Do they purchase precious metals at the going rate?
  • Do they charge additional fees to repurchase from their customers?
  • Or do they pay the going rate and avoid charging additional fees?

4. Stockpiling

Customers typically have two choices to meet their stockpiling needs. The options are as follows:

  • Co-mingled – this form of stockpiling is less expensive than segregated stockpiling. Typically, top gold IRA companies like Birch Gold and Goldco charge $100 per year for this service. Your precious metals will be stored in a vault shared with other investors.
  • Segregated – this type of stockpiling is exclusively how Regal Assets customers store their precious metals. Birch Gold and Goldco also offer segregated storage to their customers. This service costs $150 per year. Your precious metals are safely stored in a dedicated vault.

Be wary of gold companies that charge storage fees on a sliding-scale. This can add up quite a bit over the years as you continue to stockpile more gold and precious metals as you grow your account and wealth.

5. IRA Fees

Each company will follow a particular fee structure for their gold IRA customers. Since I strongly recommend doing business with our top 3 favorite companies, I’ll share their fee structures with you below. They include:

Regal Assets IRA Fees

  • Administration fee – $100 per year flat fee
  • Segregated storage – $150 per year flat fee
  • Free IRA account setup – no fees
  • Free account maintenance – no fees
  • $10,000 minimum investment – one of the lowest minimums in the industry
  • Combined yearly fees – $250 per year
  • First year’s fees are waived

Goldco IRA Fees

  • Promotion – receive up to $10,000 in FREE silver
  • Administration fee – $80 per year flat fee
  • Free IRA account setup – no fees
  • Free account maintenance – no fees
  • Storage fees: $100 per year for segregated storage, $150 per year for non-segregated storage
  • $25,000 minimum investment
  • Combined yearly fees – $180-$230 (LOWEST in the industry)

Birch Gold IRA Fees

  • Promotion: qualified purchases receive up to $10,000 in FREE gold or silver
  • ONE TIME IRA account setup fee – $50
  • ONE TIME wire transfer fee – $30
  • Storage fees: $100 per year for segregated storage, $150 per year for non-segregated storage
  • Annual administration/management fee – $100 (only co-mingled storage option)
  • All other first year fees waived – only for qualified accounts with $50,000 or more
  • Total annual 2nd year fees and beyond – $200-$250 flat fee depending on your storage option
  • FREE SHIPPING – all orders over $10,000
  • $10,000 minimum investment – one of the lowest minimums in the industry

Before I move on to the next section, it’s important to know that the top 3 gold IRA companies offer free gold IRA rollovers and transfers to their customers.

6. Account Setup & Delivery

My top 3 gold companies including Regal Assets, Birch Gold, and Goldco are all well known for their phenomenal customer service and excellent sales staff. These organizations work hard to completely satisfy their customers and answer their questions and concerns to complete satisfaction.

Typically, they all set up your brand-new gold IRA accounts extremely fast. On average, the new account is set up within 48 hours, and sometimes sooner. They also provide speedy delivery. It usually takes 7 days or less for precious metals purchases to reach the customer or their depository.

7. Customer Support & Salesmanship

As mentioned above, the customer service teams on hand at Birch Gold, Goldco, and regal assets are the best in the business. I can tell you from personal experience that Alen Amini did a phenomenal job explaining the gold buying process from start to finish. He really put my mind at ease and made me feel comfortable. This is important when spending a minimum of $10,000 or more on an investment.

Besides the great customer support, the sales teams at each of these organizations are wonderful. None of them try to push you into buying products that you would rather not have. They are all consummate professionals that truly care for their customers and want the best for them.

Bottom Line

By now, you certainly recognize the value of investing with the top gold IRA companies. Each of the top 10 companies are excellent at what they do. But our top 3 favorites including Regal Assets, Goldco, and Birch Gold are truly the best in this business.

Why do I love these companies so much?

  • Their customer service teams are exceptional
  • Their staff is knowledgeable, experienced, and ready to help at a moment’s notice
  • Birch Gold and Regal Assets have the lowest investment minimums in the industry
  • Their reviews and ratings on top of peer-reviewed websites including Trustlink, the BCA, and the BBB are all well above average.
  • They have the best pricing structures out of all of the gold IRA companies that I’ve reviewed
  • Birch Gold has a promotion that gives their customers up to $10,000 in FREE gold or silver
  • Goldco has a promotion that gives their customers up to $10,000 in FREE silver

Are you finally convinced? Do not hesitate to contact Regal Assets, Goldco, or Birch Gold immediately to begin gold IRA investing today.

Top 10 Gold IRA Companies

Goldco – Best Gold and Silver Deals in the Industry

Goldco – Best Gold and Silver Deals in the Industry

  • Inc. 5000 fastest growing companies – 5-time winner!
  • 2021 American Business Awards Company of the Year award winner!
  • Publicly endorsed by American talk show host Sean Hannity
  • Free shipping & competitive prices on gold and silver
  • Gold IRA rollovers are 100% free
  • 10% in free silver – up to $10,000 worth for FREE!
  • Free gold IRA buyer’s kit – Protecting Wealth Kit

Goldco is in a 3-way tie for the #1 spot along with Regal Assets and Birch Gold. This gold IRA juggernaut first opened their doors in 2007 and haven’t disappointed us for more than 15 years. Celebrity media pundit Sean Hannity gives Goldco his full endorsement. This company is completely transparent, has excellent educational resources for customers, and makes it easy to purchase silver and gold. However, they do not sell platinum or palladium as investment options. At its core, Goldco is a customer-focused organization designed to help average Americans live comfortably in retirement. They excel at creating high-level teams that deliver excellent customer service, helpful sales representatives, and dedicated specialists.

Goldco is in a 3-way tie for the #1 spot along with Regal Assets and Birch Gold. This gold IRA juggernaut first opened their doors in 2007 and haven’t disappointed us for more than 15 years. Celebrity media pundit Sean Hannity gives Goldco his full endorsement. This company is completely transparent, has excellent educational resources for customers, and makes it easy to purchase silver and gold. However, they do not sell platinum or palladium as investment options. At its core, Goldco is a customer-focused organization designed to help average Americans live comfortably in retirement. They excel at creating high-level teams that deliver excellent customer service, helpful sales representatives, and dedicated specialists.

Birch Gold – Best Promotions in the Industry

Birch Gold – Best Promotions in the Industry

  • POWERFUL PROMOTIONS: up to $10,000 worth of FREE silver & gold
  • Free shipping on cash purchases with a $10,000 or more in investment
  • Waive first year IRA fees – $50,000 deposit or more required
  • Numerous options of premium bullion coins and bars
  • Collectible coins available for non-IRA purchases
  • $10,000 minimum investment is a low entry point
  • My personal gold broker
  • Company representative Alen Amini is knowledgeable, patient, and kind
  • He held my hand throughout the entire gold buying process
  • I received free shipping on my order over $10,000

Birch Gold is an excellent precious metals IRA company with over 17 years of experience in the industry. Throughout the years, they are focused on providing excellent customer service and support to their clients. They’ve worked hard to help their customers set up IRA accounts and make personal gold and silver purchases. This company has also received excellent online reviews on top online peer-reviewed websites. This includes the Business Consumer Alliance and Better Business Bureau. Even more telling, Birch Gold has received high praise and accolades from many of today’s top financial experts. Jim Rogers, Steve Forbes, and Peter Schiff have all given Birch Gold high praise throughout the years.

Birch Gold is an excellent precious metals IRA company with over 17 years of experience in the industry. Throughout the years, they are focused on providing excellent customer service and support to their clients. They’ve worked hard to help their customers set up IRA accounts and make personal gold and silver purchases. This company has also received excellent online reviews on top online peer-reviewed websites. This includes the Business Consumer Alliance and Better Business Bureau. Even more telling, Birch Gold has received high praise and accolades from many of today’s top financial experts. Jim Rogers, Steve Forbes, and Peter Schiff have all given Birch Gold high praise throughout the years.

Regal Assets – Best Bullion Deals in the Industry

Regal Assets – Best Bullion Deals in the Industry

  • They DO NOT sell numismatics – only IRA-approved coins and bullion
  • Wide variety of investment options
  • $10,000 investment minimum, which is one of the lowest in the industry
  • Multiple IRA options – Roth and traditional IRAs available
  • First year fees waived – all accounts
  • NO account maintenance fees ever
  • Low-cost administration fees – $80 per year
  • Low-cost storage fees – $150 per year (segregated storage only)
  • #20 rating by Inc. Magazine – considered top financial services company
  • Over 1000 5-star customer reviews and counting

Regal Assets has made a huge splash in the precious metals IRA investing world. This company is a highly respected industry leader. They’ve received tremendous writeups from top finance publications. The list includes Bitcoin.com, MarketWatch, Smart Money, The Huffington Post, Forbes, and Bloomberg to name a few. And they expect many more writeups and industry accolades in the years to come. Founded by Tyler Gallagher, this company has created an innovative approach to IRA investing. They developed the ever-popular Regal IRA. With this account, future retirees can invest in precious metals and cryptocurrencies in the same place. There is no longer a need to open a separate cryptocurrency IRA or precious metals IRA with this account.

Regal Assets has made a huge splash in the precious metals IRA investing world. This company is a highly respected industry leader. They’ve received tremendous writeups from top finance publications. The list includes Bitcoin.com, MarketWatch, Smart Money, The Huffington Post, Forbes, and Bloomberg to name a few. And they expect many more writeups and industry accolades in the years to come. Founded by Tyler Gallagher, this company has created an innovative approach to IRA investing. They developed the ever-popular Regal IRA. With this account, future retirees can invest in precious metals and cryptocurrencies in the same place. There is no longer a need to open a separate cryptocurrency IRA or precious metals IRA with this account.

4. Patriot Gold Group – Fast Account Creation & Setup

  • Setup precious metals IRA accounts very quickly
  • Customers choose their own storage companies and IRA custodians
  • Initial startup fees more expensive than other companies
  • Silver and gold investments available – no platinum or palladium
  • Over 30 years of experience in precious metals 
  • Great reputation on Trustpilot and the Better Business Bureau’s website

Patriot Gold Group is one of the top precious metal IRA companies in the space. So, it isn’t shocking to learn that they made our top 10 list. A major reason why I like them is their approach to account setup. They set up accounts very quickly for their eager customers. Fill out their forms and submit them and your account will be set up within 24-hours unless other complications are presented. I also appreciate the fact that they have 30 years of experience in the precious metals investing space. This proves that the company has a great reputation. Otherwise, they wouldn’t have lasted this long. Their reputation is confirmed by phenomenal reviews and ratings on the Better Business Bureau and Trustpilot websites.

Patriot Gold Group is one of the top precious metal IRA companies in the space. So, it isn’t shocking to learn that they made our top 10 list. A major reason why I like them is their approach to account setup. They set up accounts very quickly for their eager customers. Fill out their forms and submit them and your account will be set up within 24-hours unless other complications are presented. I also appreciate the fact that they have 30 years of experience in the precious metals investing space. This proves that the company has a great reputation. Otherwise, they wouldn’t have lasted this long. Their reputation is confirmed by phenomenal reviews and ratings on the Better Business Bureau and Trustpilot websites.

5. Goldsilver – Top Education

  • Famous founder –Mike Maloney, former Rich Dad Poor Dad advisor
  • Educational excellence – Goldsilver delivers a top-level FREE education 
  • Recommended storage companies include Brinks Global Services and IDS
  • Storage fees – $4 dollars per month minimum or 0.06% per month
  • $50 setup fee
  • Precious metals buyback program

This company made the top 10 because they focus on education. And Mike Maloney, their founder, has written books about precious metals investing. The man really knows what he’s talking about and he has a strong grasp of what’s going on in this industry. They offer their customers competitive prices, the company has a great reputation, their customer service staff is excellent, and they have many years of experience.

This company made the top 10 because they focus on education. And Mike Maloney, their founder, has written books about precious metals investing. The man really knows what he’s talking about and he has a strong grasp of what’s going on in this industry. They offer their customers competitive prices, the company has a great reputation, their customer service staff is excellent, and they have many years of experience.

6. Cornerstone Bullion – Excellent Customer Service

  • Strong customer support –available 6 days a week from 8 AM-5 PM MST
  • Customer support available via phone, fax, or email
  • Telephone quotes –shipping fees and product quotes are over the phone
  • Storage options – co-mingled and segregated stockpiling available
  • Customer buyback program – pay current spot price for precious metals

This company made the top 10 list because of their strong customer service and support teams. They are also accredited with the Better Business Bureau and they have 13 years of experience in the industry. Combine this with their excellent silver and gold IRA options and working with trusted depositories, they are a great company. Their depositories include Idaho Armored Vaults, Delaware Depository, and Dakota Depository. They also have a great relationship and recommend The Entrust Group as their preferred IRA custodian.

This company made the top 10 list because of their strong customer service and support teams. They are also accredited with the Better Business Bureau and they have 13 years of experience in the industry. Combine this with their excellent silver and gold IRA options and working with trusted depositories, they are a great company. Their depositories include Idaho Armored Vaults, Delaware Depository, and Dakota Depository. They also have a great relationship and recommend The Entrust Group as their preferred IRA custodian.

7. Oxford Gold Group – 24-Hour Customer Service

  • Oxford Gold Group’s customer service team is available 24 hours a day
  • Some of the lowest commissions in the industry praised by former customers
  • Low annual fees – $325 in the first year and $180 each additional year
  • A+ rating with the Better Business Bureau
  • 4.9 out of 5 stars on Trustpilot

Oxford Gold Group is a highly respected precious metals IRA company, so it makes sense to add them to our top 10 list. They have great relationships with two IRS-approved depositories including Delaware Depository and Brinks Global Services. Lloyd’s of London ensures both depositories, which guarantees your precious metals investments will remain safe and protected. Customers gain access to an online portal to track their gold investments, which is a wonderful convenient option to have.

Oxford Gold Group is a highly respected precious metals IRA company, so it makes sense to add them to our top 10 list. They have great relationships with two IRS-approved depositories including Delaware Depository and Brinks Global Services. Lloyd’s of London ensures both depositories, which guarantees your precious metals investments will remain safe and protected. Customers gain access to an online portal to track their gold investments, which is a wonderful convenient option to have.

8. APMEX – Convenient Buyback Program

  • Buyback program – they buy precious metals under their “Sell to Us” tab
  • Wide range of choices – many gold, silver, platinum, or palladium options 
  • Top IRA custodians: Kingdom Trust, Equity Trust, The Entrust Group, and Goldstar Trust Company
  • Low cost storage 
  • Citadel Global Depository Services storage options range between 55-150 basis point

APMEX is a highly respected company in the gold IRA space. This is why they made our top 10 list. The company quickly and efficiently processes orders. Their customer service team is knowledgeable and quick to answer questions. And they’ve developed a website chock-full of fantastic options that’s simple to navigate.

APMEX is a highly respected company in the gold IRA space. This is why they made our top 10 list. The company quickly and efficiently processes orders. Their customer service team is knowledgeable and quick to answer questions. And they’ve developed a website chock-full of fantastic options that’s simple to navigate.

9. Monex – Over 50 Years in the Business

  • 50+ years in the precious metals industry 
  • Louis E. Carabini is the highly-respected company founder 
  • He has more than 50 years of experience in the business
  • Metals Buy Back Program – fast buyback program in place
  • Customers can quickly sell their precious metals at market value
  • Strong working relationships with top depositories and IRA custodians

Monex is definitely one of my top 10 recommendations because of their tremendous amount of experience in the precious metal space. The founder and CEO Louis E. Carabini has spent more than 50 years of his life helping investors purchase high quality and IRA-acceptable precious metals.  The company has a strong following of happy repeat customers. On average, 80% of their business comes from previous customers purchasing more precious metals.

Monex is definitely one of my top 10 recommendations because of their tremendous amount of experience in the precious metal space. The founder and CEO Louis E. Carabini has spent more than 50 years of his life helping investors purchase high quality and IRA-acceptable precious metals.  The company has a strong following of happy repeat customers. On average, 80% of their business comes from previous customers purchasing more precious metals.

10. California Numismatic Investments – Wide Range of Services

  • Lloyd’s of London fully ensures every transaction
  • Strong working relationship with CNT Depository for IRA storage
  • Sells rhodium in addition to gold, silver, platinum, and palladium
  • Made the Inc. 500 list in 2005
  • Provide a wide range of sensible IRA-approved choices for their customers
  • Audio Gold News and Gold Newsletter written by Richard Schwary

Monex is definitely one of my top 10 recommendations because of their tremendous amount of experience in the precious metal space. The founder and CEO Louis E. Carabini has spent more than 50 years of his life helping investors purchase high quality and IRA-acceptable precious metals.  The company has a strong following of happy repeat customers. On average, 80% of their business comes from previous customers purchasing more precious metals.

Monex is definitely one of my top 10 recommendations because of their tremendous amount of experience in the precious metal space. The founder and CEO Louis E. Carabini has spent more than 50 years of his life helping investors purchase high quality and IRA-acceptable precious metals.  The company has a strong following of happy repeat customers. On average, 80% of their business comes from previous customers purchasing more precious metals.