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Top 10 Gold IRA Companies

It’s more important than ever to invest in gold and other precious metals for retirement. Have you decided that it’s time to initiate a gold IRA rollover in 2022?

Before you can begin, you have to make an important decision. You have to choose the best precious metals IRA company to act as a liaison on your behalf.

Although I’m sharing my top 10 favorites, I actually have certain companies that I love and recommend for different reasons. They include:

• Augusta Precious Metals – Best Customer Support From Harvard-Trained Team Leader/Best No Pressure Sales Team
• Goldco –Outstanding Ratings/Lowest Fees in the Industry
• Birch Gold –  Biggest Promotions/My First Personal Gold Company

All of these companies are so impressive and they surpass customer expectations. They’re the best precious metals companies in the industry for good reason, as you’ll learn below.

Advantages of Working with Augusta Precious Metals and The Top Gold IRA Companies

Are you ready to add gold to your investment portfolio? More than likely, you’re looking to hedge your bets against inflation, also known as Bidenflation. Or, maybe you’re sick and tired of risking your wealth due to economic uncertainty, deflation, or something else.

Is anyone surprised that Joe Biden is destroying the economy around the world? You shouldn’t be. He told us that this is exactly what he planned to do if he were to get elected.

Now, every day Americans are scrambling to protect their wealth as best as they can. One surefire way to not only preserve your wealth, but grow its value, is to begin investing in precious metals.

Augusta Precious Metals is a major player in this space as well. They dominate the field with a wide variety of IRA-approved options. They are my #1 go-to precious metals provider for numerous reasons that include:

• Price Guarantee – prices are guaranteed on ALL coins upon official confirmation call
• Bars and coins have very reasonable markup
• NO FEE Precious Metals Buyback Program
• Segregated or commingled stockpiling – $100 annually
• FREE custodial and storage fees – qualifying accounts receive these services for FREE for up to 10 years (save $100 per year when qualified)
• Confirmed orders delivered within 7-10 business days. Free transit insurance and shipping for qualifying orders
• $50k minimum investment
• NO management fees

Goldco delivers many advantages to their valued customers as the #2 gold IRA company. Some (but not all) of my favorites include:

• 5 time INC 500 winner
• Best Online Ratings
• Premium bullion and coins in a wide variety of options
• Wide Variety of Collectible coins
• No fee precious metals buyback program
• Segregated and co-mingled storage
• Lowest fee structure amongst precious metals IRA companies
• ALWAYS Free Shipping
• Promotions: Receive up to $10,000 or more in FREE silver

Birch Gold stands out as a top precious metals IRA provider because their customer service team truly cares. I personally do business with Birch Gold and some of the advantages of working with them include:

• Premium bullion and coins in a wide variety of options
• Wide Variety of Collectible coins
• No fee precious metals buyback program
• ALWAYS Free Shipping
• Waive their first-year fees
• My personal gold broker – I trust them with my life!
• Incredible customer service – Alen Amini walked me through the entire gold buying process from beginning to end. He explained it clearly, concisely, and put my mind at ease
• Low barrier to entry – $10k minimum investment

You can’t go wrong doing business with Augusta Precious Metals, Birch Gold, or Goldco. It doesn’t matter if you’re a high roller, just starting out, or anywhere in between. They have something for every investor looking to protect their wealth from the devastating effects of Bidenflation. 

The 7 Critical Factors Test: How I Evaluate the Top Precious Metals IRA Companies

Finding the best gold IRA company to do business with can be a real pain in the neck if you aren’t prepared. When I first began investing in gold, I didn’t want to make a huge mistake. I didn’t want to choose a company with a bad reputation.

So, I developed my 7 critical factors to evaluate each company by. I’ve used these criteria to evaluate dozens of companies. By the time I was through, I narrowed my list down to my top 10 favorites.

I narrowed it even further to all-time favorites, with Augusta Precious Metals being my top favorite company.

How do I judge and evaluate each company? It’s pretty simple. They 7 critical factors include:

1. Online Peer-Reviewed Ratings

Starting with online peer-reviewed ratings is the best way to learn about a gold IRA company quickly. These organizations were designed to keep track of companies just like this. 

They were designed to act as watchdogs and determine which companies are serious and which ones are frauds. They share the following info:

• Customer complaints – the best peer-reviewed websites provide former customers with a forum to make complaints. Complaints typically range from 12 months to three years.
• Company rating – the Better Business Bureau and Business Consumer Alliance rate companies based on grades. The BBB grades are A+ to F. The BCA grades are AAA to F. Trustlink uses a 5-star rating system.
• Customer reviews – these agencies also allow previous customers to review their experience with a particular company. Some customers leave rave reviews while others leave reviews that are less than stellar.

2. Types of Precious Metals: Bullion Coins, Bars, and Rounds

As a gold IRA investor, you’ll invest in gold bullion coins, rounds, and bars. Collectible coins aren’t allowed within a precious metals IRA.

The IRS has specific purity requirements that include:

• Gold – 99.5% pure
• Silver – 99.9% pure
• Platinum – 99.95% pure
• Palladium – 99.95% pure

During a company evaluation using the 7 critical factors, it’s important to choose a company that follows the requirements of the IRS. Some gold companies sell coins that aren’t eligible for a precious metals IRA, so you must know the difference between the two.

3. Precious Metals Buyback Program

The best gold companies in the industry all want their customers to give them a chance to repurchase precious metals from their customers. Goldco, Augusta Precious Metals, and Birch Gold all have stellar buyback programs in place. They repurchase precious metals from their customers at the going rate and do not charge additional fees.

Typically, the best gold IRA companies including Augusta Precious Metals, Birch Gold, and Goldco also pay their customers within 24 hours of receiving the repurchased products. Remember, these products must be shipped from the depository first, so the companies provide the payout within 24 hours of receiving the shipment.

If you’re considering doing business with another gold IRA company, please inquire whether or not they have a precious metals buyback program. And ask yourself:

• Do they purchase precious metals at the going rate?
• Do they charge additional fees to repurchase from their customers?
• Or do they pay the going rate and avoid charging additional fees

4. Stockpiling

Customers typically have two choices to meet their stockpiling needs. The options are as follows:

• Commingled – this form of stockpiling is less expensive than segregated stockpiling. Typically, top gold IRA companies including Augusta Precious Metals, Birch Gold, and Goldco charge $100 per year for this service. Your precious metals will be stored in a vault shared with other investors.
• Segregated – Augusta Precious Metals, Birch Gold, and Goldco also offer segregated storage to their customers. This service costs $150 per year with Birch Gold and Goldco. Augusta only charges $100 per year, which is great. Your precious metals are safely stored in a dedicated vault.

Be wary of gold companies that charge storage fees on a sliding-scale. This can add up quite a bit over the years as you continue to stockpile more gold and precious metals as you grow your account and wealth.

5. IRA Fees

Each company will follow a particular fee structure for their gold IRA customers. I strongly recommend doing business with Augusta and my other favorite companies, I’ll share their fee structures with you below. They include:

Augusta Precious Metals IRA Fees

• Augusta Price Match Guarantee – clients receive the most competitive prices in the industry
• ALL coin prices guaranteed upon official confirmation call – the price is locked in once it’s confirmed
• Segregated and commingled storage – $100 per year flat fee
• Account setup (one time) – $50 fee
• Account custodian maintenance fee – $100 annually
• $50,000 minimum investment
• NO management fees
• Up to 10 years of FREE custodial and storage fees – qualifying accounts only

Goldco IRA Fees

• Promotion – receive up to $10,000 in FREE silver
• Administration fee – $80 per year flat fee
• Free IRA account setup – no fees
• Free account maintenance – no fees
• Storage fees: $100 per year for segregated storage, $150 per year for non-segregated storage
• $25,000 minimum investment
• Combined yearly fees – $180-$230 (LOWEST in the industry)

Birch Gold IRA Fees

• Promotion: qualified purchases receive up to $10,000 in FREE gold or silver
• ONE TIME IRA account setup fee – $50
• ONE TIME wire transfer fee – $30
• Storage fees: $100 per year for segregated storage, $150 per year for non-segregated storage
• Annual administration/management fee – $100 (only co-mingled storage option)
• All other first year fees waived – only for qualified accounts with $50,000 or more
• Total annual 2nd year fees and beyond – $200-$250 flat fee depending on your storage option
• FREE SHIPPING – all orders over $10,000
• $10,000 minimum investment – one of the lowest minimums in the industry

Before I move on to the next section, it’s important to know that these gold IRA companies offer free gold IRA rollovers and transfers to their customers.

6. Account Setup & Delivery 

The best gold companies including Augusta Precious Metals (my favorite), Birch Gold, and Goldco are all well known. They have phenomenal customer service and excellent sales staff. These organizations work hard to completely satisfy their customers and answer their questions and concerns to complete satisfaction.

Typically, they all set up your brand-new gold IRA accounts extremely fast. On average, the new account is set up within 48 hours, and sometimes sooner. They also provide speedy delivery. It usually takes 7 days or less for precious metals purchases to reach the customer or their depository.

7. Customer Support & Salesmanship

As mentioned above, the customer service teams on hand at Birch Gold, Goldco, and Augusta Precious Metals are the best in the business. I can tell you from personal experience that Alen Amini at Goldco did a phenomenal job explaining the gold buying process from start to finish. He really put my mind at ease and made me feel comfortable. This is important when spending a minimum of $10,000 or more on an investment.

Besides the great customer support, the sales teams at each of these organizations are wonderful. None of them try to push you into buying products that you would rather not have. They are all consummate professionals that truly care for their customers and want the best for them.